As a general rule, if the official liquidator receives a request for a referral, it is likely that the Official Journal and any announcement of the bankruptcy decision have been published. However, if the request for reference was received prior to the publication of the Official Journal and notification, the official recipient should withhold it for publication, as it could be considered an obstacle. If you are unsure what to do after receiving a referral request, contact the B1/examiner immediately for information. If you are considering a voluntary individual agreement (IVA) to manage your debts, this article aims to answer as widely as possible the most important facts you need to know. Before accepting the use of the services, carefully check their terms and conditions, including the fees that may be charged. See the next section on IVA royalties. Make sure they follow the IVA protocol and make sure you buy different IPs to compare their services and fees. Detailed information on the GOV.UK can be found. Contact your IP address to find out what help is available for you.
A register of individual voluntary agreements is maintained by the Insolvency Practitioners Unit (IPU) in Birmingham, and this information is available to the public via the Individual Insolvency Registry (IIR) on the www.insolvency.gov.uk insolvency service website. A person appointed as supervisor of a voluntary agreement should notify in writing his appointment to the Secretary of State (IUCN, Birmingham) for registration. In accordance with the 2004 tax schedule, the Secretary of State (IVA1) will pay a $15 fee for registering an IVA. The register also contains details of any leave of absence from the Office by the supervisor, the revocation or suspension of the agreement and the notification of the conclusion of the agreement. There is no register of voluntary agreements of the company, the details are submitted to the Registrar of Companies. If you have a personal or professional pension that you can benefit from during the proposed life of your IVA, your creditors may agree to exclude it as an asset. If they do not agree, the pension fund could be at risk. Check the terms of your IVA contract and contact us for advice. If you are interested in setting up an IVA through National Debtline, contact us for advice.
We will be able to discuss an IVA with you and advise you on other solutions you have to manage your debts. If a meeting of creditors does not approve a proposal for a voluntary agreement by a trustee in bankruptcy, any injunction remains valid until the court discharges it.